All good things come in packages.

David G. Sayles Insurance
Your Trusted Insurance Partner

Find the Best Insurance Fit for Your Company with Us

Business insurance while necessary and in some cases mandatory can be quite complicated. At David G. Sayles Insurance Services, we put our expertise and experience to work for you to simplify the process while obtaining the best combination of coverages at an affordable price. This may mean offering package policies to our business insureds when the situation is right.

Business Owners Policy (BOP)

For small to midsize businesses in specific industries, we offer a Business Owners Policy (BOP) designed to combine essential coverages, such as property and liability, together. This offers you convenient and customizable coverage options for your small business at a premium lower than the cost of purchasing each type of insurance separately. With a BOP, we provide coverage on your building, coverage for the contents of the building, and general liability protection. Depending on your individual business and your industry, we can also add protection for equipment breakdown, crime, income loss, products and completed operations claims, and much more.

Commercial Package Policy (CPP)

Commercial Package Policies are available to mid-sized businesses in certain industries, bundling specific coverages together. You can opt to simply include general liability and building/contents property coverage. Or, we can include other policies such as commercial auto insurance, inland marine, equipment breakdown, crime, business income with extra expense and others. Some policies, such as workers’ compensation, fiduciary liability, and professional liability, are written independently from a commercial package policy.

We will discuss each option with you when reviewing your risk profile and assessing your operational exposures. Our staff will also discuss what additional coverages or policies are needed to address all your business insurance needs.

We also offer package policies, including Business Owners Policies and Commercial Package Policies, and will be happy to review and determine which is right for your company and industry sector. Our current clients
include importers & exporters, wineries &
breweries, manufacturers, and non-profits, to
name a few.


We’re always
accountable to you.

Let David Sayles Insurance Services help you with your insurance program. Our unique talented and experienced team of professionals is ready to provide you with the service you deserve and the insurance you need. Give us a call at 800-439-0292 to go over your specific needs.