Riesgo asegurable

Las condiciones que hacen que un riesgo sea asegurable son (a) el riesgo asegurado debe producir una pérdida definida que no esté bajo el control del Asegurado, (b) debe haber un gran número de exposiciones homogéneas sujetas a los mismos peligros, (c) la la pérdida debe ser calculable y el costo de asegurarla debe ser económicamente factible, (d) el peligro debe ser improbable que afecte a todos los Asegurados simultáneamente, y (e) la pérdida producida por un riesgo debe ser definitiva y tener el potencial de ser financieramente grave .

About David G. Sayles Insurance Services

At David G. Sayles Insurance Services, we help our clients decide which of these options is best for them based on their current situation and risk factors. Contact us at 1-855-977-1842 or insureme@dsayles.mysites.io for a consultation!

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We also offer package policies, including Business Owners Policies and Commercial Package Policies, and will be happy to review and determine which is right for your company and industry sector. Our current clients
include importers & exporters, wineries &
breweries, manufacturers, and non-profits, to
name a few.


We’re always
accountable to you.

Let David Sayles Insurance Services help you with your insurance program. Our unique talented and experienced team of professionals is ready to provide you with the service you deserve and the insurance you need. Give us a call at 800-439-0292 to go over your specific needs.