Proporción combinada

Básicamente, una medida de la relación entre los dólares gastados en reclamos y gastos y los dólares de primas recibidos; más específicamente, la suma de la relación entre las pérdidas incurridas y las primas ganadas y la relación entre las comisiones y gastos incurridos y las primas emitidas. Una proporción superior a 100 significa que por cada dólar de prima recaudado, más de un dólar se destina a pérdidas, gastos y comisiones.

About David G. Sayles Insurance Services

At David G. Sayles Insurance Services, we help our clients decide which of these options is best for them based on their current situation and risk factors. Contact us at 1-855-977-1842 or for a consultation!

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We also offer package policies, including Business Owners Policies and Commercial Package Policies, and will be happy to review and determine which is right for your company and industry sector. Our current clients
include importers & exporters, wineries &
breweries, manufacturers, and non-profits, to
name a few.


We’re always
accountable to you.

Let David Sayles Insurance Services help you with your insurance program. Our unique talented and experienced team of professionals is ready to provide you with the service you deserve and the insurance you need. Give us a call at 800-439-0292 to go over your specific needs.