Individual Health Insurance

Lost your job? No more company benefits? Age out as a dependent on your parent’s coverage? Have to wait a period of time before becoming eligible for Group Coverage with your employer? We can help! Individual Health Insurance is a product that can be put in place quickly so you don’t have to worry about being without medical coverage. There are a variety of plans available, all backed by the State of New Jersey Department of Banking and Insurance. The plans range from less expensive Catastrophic Coverage to pricey Indemnity Coverage; we can help you decide which plan is right for you and your circumstances. By New Jersey law, brokers can only sell you Oxford and Horizon individual plans; all other carriers require you to deal directly with them. But these Oxford and Horizon plans are well priced and offer a good selection of options. We will be glad to provide you with contact numbers for other carriers if you prefer.